Halifax Reward Current AccountThe Reward Current Account gives a £5 reward payment each calendar month you pay in £1,000 whether you are in credit or overdrawn. Our overdraft fees are simple to understand. You wll pay fees rather than monthly interest making it easy to manage your money. Overdrafts are subject to status. Plus you get a Visa Debit Card, use of cash machines to withdraw up to £300 and access to any of our branches. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).